The goal of this website is to share my learning from many years of personal education and experience so that you don't have to expend the time and resources that I did in planning for a comfortable and financially secure retirement.
Key Findings:
1) Most IRA and 401k investment funds do NOT even offer their investors some of the most profitable and safest investments available.
2) Approximately 96% of all institution-managed IRA investment funds in the US only offer what we call "traditional investments" which are primarily stocks, bonds, mutual funds and low interest income funds.
The result is a lack of proper portfolio diversification, putting most Americans' retirement savings unknowingly at great risk. (Unfortunately, most people are now realizing this with the current economic conditions.)
3) Most IRA and 401k investment fund managers and financial advisers are never going to tell you about what we call "alternative investments" which include a complete spectrum of real estate offerings, precious metals, oil and gas, commodities and a great deal more. And the reason they won't share these with you is because they won't earn a commission from these investments -- despite the fact that they might be perfectly suited for their clients' needs!
These findings are the inspiration for this website and why I offer the free independent financial advice you will find herein.