From many years of study and investing, here are a few of my key findings:
1) Most IRA and 401k investment funds do NOT offer their investors some of the most profitable and safest money investments available.
2) Approximately 96% of all institution-managed IRA investment funds in the US only offer what we call "traditional investments" which are primarily stocks, bonds, mutual funds and low interest income funds. The result is a lack of proper portfolio diversification, putting most Americans' retirement savings are at great risk. (Unfortunately, most people are now realizing this with the current economic conditions.)
3) Most IRA and 401k investment fund managers and financial advisers are never going to tell you about what we call "alternative investments" which include real estate, precious metals, oil and gas, and a great deal more. And the reason is because they won't earn a commission from from these investments -- despite the fact that they might be perfectly suited for their client's needs.
The bottom line is that most people, like you and me, are kept in the dark about many important alternative investments that could protect our portfolios from market downturns and help us to achieve our retirement goals.
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